Got a high credit score? Your mortgage could get more expensive. And no, this episode isn’t releasing on Opposite Day. New mortgage rules are incentivizing those with poor credit while punishing those that have built up their credit. And while this may seem like we’re venturing back to the days of subprime mortgages, there may be some real reasoning behind this newest mortgage rule change. Welcome to the 100th episode of “On the Market”! It’s been a year since our first episode, and thanks to Dave, Henry, James, Jamil, and Kathy, we’ve rocked the charts with some of the most up-to-date real estate data around. This time, Dave and our panel of guests will share their favorite episodes and go over some of the latest headlines affecting the housing market. First, we’ll touch on how mortgage rules have changed and why high credit score borrowers could be in the crosshairs for more expensive fees. Next, California targets the upper-middle-class, kind-of-wealthy, but not-so-ultra-rich residents with their newest “mansion tax,” which targets houses that aren’t exactly mansions! Finally, a fractional ownership debate and an update on the latest landlord law that could give tenants more property protections. Thanks for joining us for 100 episodes of “On the Market”! And special thanks to our producer, Kailyn Bennett, for making it all happen. Here’s to 100 more episodes! ~~~~ Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?… ~~~~ Listen to The “On The Market” Podcast Wherever You Listen to Podcasts: BiggerPockets: https://www.biggerpockets.com/podcast… Apple Podcasts: https://podcasts.apple.com/us/podcast… Spotify: https://open.spotify.com/show/2NlzZ9N… ~~~~ Join the Future of Real Estate Investing with Fundrise: https://www.fundrise.com/bpmarket ~~~~ Find an Investor-Friendly Agent in Your Area: http://biggerpockets.com/agentmatch ~~~~ Our Favorite “On the Market” Episodes: Homebuyers Are Getting Crushed: Are Landlords the Cause?: https://www.biggerpockets.com/blog/on… Why NFL Players Are Buying Real Estate During the Recession: https://www.biggerpockets.com/blog/on… SVB’s Risky Bailout and The Bank Run “Domino Effect”: https://www.biggerpockets.com/blog/on… 2 Real Deals in 2023 That Could Come with Big Red Flags: https://www.biggerpockets.com/blog/on… ~~~~ Connect with Dave and Our Panel of Guests: Dave Meyer: https://www.biggerpockets.com/users/d… Henry Washington: https://www.biggerpockets.com/users/h… James Dainard: https://www.biggerpockets.com/users/j… Jamil Damji: https://www.biggerpockets.com/users/j… Kathy Fettke: https://www.biggerpockets.com/users/k… ~~~~ Follow Dave and Our Guests on Instagram: Dave: @thedatadeli or https://www.instagram.com/thedatadeli/ Henry: @thehenrywashington or https://www.instagram.com/thehenrywas… James: @jdainflips or https://www.instagram.com/jdainflips/ Jamil: @jdamji or https://www.instagram.com/jdamji/ Kathy: @kathyfettke or https://www.instagram.com/kathyfettke/ BiggerPockets: @biggerpockets or https://www.instagram.com/biggerpockets/ Show notes at: https://www.biggerpockets.com/blog/on… 00:00 Intro 02:01 Our Top 5 Favorite Episodes 08:17 High Credit Borrowers Get Punished 15:47 California’s New “Mansion Tax” 24:19 “Fractional” Rentals or False Profits? 30:32 Inactive Landlords Face New Laws